Effective Date: 13th Sept, 2025

Last Updated: 13th Sept, 2025

This Privacy Policy (“Policy”) describes how Skinner Buys Home (“we”, “us”, “our”) collects, uses, discloses, and protects your personal information when you interact with our website, services, and communications.

1. Introduction & Scope

By visiting or using our website (e.g., the pages under offer.skinnerbuyshomes.com) or contacting us for services (e.g., home sale, property evaluation, offers, consultation), you consent to the practices described in this Policy. If you do not agree with this Policy, please do not use our website or services.

This Policy applies to all individuals who interact with us — including property owners, prospective sellers, clients, and website visitors — regardless of their location.

2. Information We Collect

We may collect and process the following types of information:

• Personal Data you provide to us: name, email address, phone number, mailing address, property address, property details, financial or mortgage information (if relevant), and other information you supply when you request a quote, contact us, request a purchase offer, or schedule a visit.

• Transaction Data: information related to your property sale, offers, agreements, communications, and any documents or correspondence exchanged.

• Usage & Technical Data: IP address, browser type and settings, device information, time and date of access, pages visited on our site, how you interact with our site (e.g. forms you fill, buttons you click).

• Communications Data: any messages, emails, or other correspondence between you and us (e.g. emails, calls, form submissions).

3. How and Why We Use Your Information

We use your information for the following purposes:

• To respond to inquiries and requests from you; contact you about property offers, valuations, and services.

• To evaluate properties you submit for sale, and to generate fair purchase offers.

• To manage transactions related to property purchase, sale, and rehabilitation.

• To communicate with you — e.g. via email or phone — about our services, updates, or required actions to complete a sale.

• To maintain records of transactions and compliance documentation.

• To improve our website, services, and user experience; analyze usage patterns and optimize the website.

• To comply with legal and regulatory obligations, and to prevent fraud or misuse of our services.

4. How We Store & Protect Your Data

• We implement reasonable technical and organizational measures to protect your personal data against unauthorized access, disclosure, alteration, or destruction.

• Access to personal data is restricted to authorized personnel only.

• We retain your personal data only as long as necessary to fulfil the purposes for which it was collected, or as required by law.

• If you request deletion of your personal data (to the extent allowed under applicable law), we will take reasonable steps to accommodate, subject to any legal obligations to retain certain records.

5. Sharing & Disclosure of Your Information

We will not sell, rent, or lease your personal information to third parties for marketing or other purposes. We may share your information only in the following circumstances:

• With third-party service providers or contractors who assist us in providing our services (e.g., title companies, escrow services, legal or compliance advisors, contractors working on property rehabilitation), provided they agree to confidentiality and data protection obligations.

• With legal, regulatory, or governmental authorities if required by law, subpoena, court order, or to protect the rights, property, or safety of Skinner Buys Home, our clients, or others.

• In connection with a transfer of business or sale of assets — if Skinner Buys Home is merged, sold, or reorganized — in which case data may be transferred to the succeeding entity, subject to confidentiality commitments.

6. Cookies and Tracking Technologies

We may use cookies, log files, and similar technologies to collect technical and usage data when you visit our website. This data helps us understand how our site is used, improve functionality, and provide a better user experience. You can typically control cookies via your browser settings; however, disabling cookies may affect your ability to use some parts of our site.

7. Your Rights & Choices

Depending on your jurisdiction and applicable law, you may have the right to:

• Access the personal data we hold about you.

• Request correction of inaccurate or incomplete data.

• Request deletion or restriction of processing of your personal data.

• Object to certain processing (e.g., marketing communications).

• Withdraw consent (where processing is based on consent).

To exercise any of these rights, please contact us at [email protected]. We will respond to requests within a reasonable timeframe, consistent with applicable law.

8. Children and Minors

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal data from minors. If we become aware that a minor has provided us with personal data, we will take steps to delete such information.

9. Changes to This Policy

We may update this Privacy Policy occasionally to reflect changes in our practices or legal requirements. We will post the updated policy on our website and update the “Last Updated” date. We encourage you to review this page periodically. Continued use of our services after changes constitutes acceptance of the updated Policy.

10. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us at:

Email: [email protected]

Phone: (704) 368-3868